Personal Loan Guide
Personal loan is not a secured loan which means it doesn’t need any collateral/security. It can be available for any personal use like expenditure of wedding, buying consumer durables and any purpose. The personal loan amount can be ranged from Rs. 50,000 to Rs. 20 lakhs and repaying duration of loan varies from one to five years.
Many of banks are providing low interest personal loans without any security. Interest rates varies across all banks based on your occupation, salary/income, transaction history etc. Normally loan interest ranges from 12% – 25%, you must go for that which bank offering low interest bank loans.
Personal loan eligibility
Eligibility criteria of personal loans criteria vary across all banks based on annual income, age, residence, loan amount and bank monthly transaction history.
Required Documents
The personal loan documentation process is faster than secured loan. The following documents are normally needed for processing your loan application in all banks. Some banks may ask you to submit some more documents.
- Proof of identity
- Bank transaction statements over 3 to 6 months
- Proof of your residence
- Salary slips (for employees)
- Profit & loss account, partnership deed & other mandatory documents (for self employed)
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{ 32 comments… read them below or add one }
sir, i am an employee of B S P (SAIL), AND i require a personal loan of 3 to 4 lakhs, my date of retirement is nov. 2021. contact no. 9479224761, and i am working in dalli rajhara mines.
sir, when can i get the loan.
dear sir i am balveer singh rana `and i am from tehri garwal . and i have account in ganshali bank SBI. i am interrested for home lone from SBI i have NRE Acc. there . so pregently i am saudi Arabia in Hotel and montly i am getting 40000 thousand. so tell me detail pls .
Balveer rana
Dear sir,
Plz give me some information about Personal loan
Loan Amount Required : 2 lakh
Company : ABG Cement limited
Net Salary : 17250 per month
Mobile No : 9687689377
City : Nagpur (m/s)
think and tell me pls
Dear sir,
Plz give me some information about Personal loan
Loan Amount Required : 1 lakh
Company : Lokmat media limited
Net Salary : 10000 per month
Mobile No : 9579441688
City : Nagpur (m/s)
i want education loan for study abroad
Yeah, that’s the tciket, sir or ma’am
Dear Sir,
I need personal loan for 1 lakhs.Net salary Rs.13000/- City Mumbai My Mobile No : 9594001699
R/Sir,
can i get loan upto 1 to 2 lakhs my salary is 10000/p.m. plz suggest any bank
dear sir,
please give me some information about personal loan
loan amout required :50,000
company : quantium courier
net salary: 6500
city: hisar
mobile no:9992286326
Sir / mam please contact me.
Sorry, Plz give me some information about Personal loan.
Loan Amount Required : Fifty Thousand.
Service : A Central Government Job Holder.
Salary : Fifteen Thousand.
Mobile No. 9831584834.
City : Kolkata.
To, 10-12-11
The Bank Manager
SBH-Marikal branch
Marikal, Mahaboob nagar (Dist)
Sir,
Sub;- Requisation for personal loan request – reg
Iam Mr Bangarappa.K working in IVRCL Ltd as a Sr Engineer i have account and salery transaction in SBI-Adoni branch iam getting Net salery Rs 39,250 pm iam interrested to take a personal loan from SBH-Marikal so please kindly consider my request and i submitt the required documents .
Thanking you sir,
K.Bangarappa
dear sir ,
my self binay prasad i need 600000 for home lone i have nre a/c in sbi haydrabad branch faridabad . last 5 years i am working in dubai my salries 30000 net. i need loan for 5 years.
thanks
binay prasad
dubai
sir,
personal loan reqaired – 3 to 4 lakhs
company name – intex techonologies india ltd
net sailry per month-14000.00
my contect no. 09919373777
To,
The Bank Manager
SBI Kegeri branch
Banblore-560060
Sir,
Sub;- Requisation for personal loan request
Iam Mr Shashidhar.V working in Automedsystems Pvt Ltd as a Lab Manager i have account and salery transaction in SBI-Kengeri branch iam getting Net salery Rs 29,020 pm iam interrested to take a personal loan 2 lac from SBI Kengeri so please kindly consider my request and i submitt the required documents .
Thanking you sir,
Shashidhar.V
09901692886
dear sir,
please give me some information about personal loan
loan amout required :50,000
company : caparo engineering india ltd
net salary: 8500
city: chennai
mobile no:9600078995
hi am radha krishnan from chennai am working in a private company i need a personal loan of Rs 50,000.00, my salary is 8,500 pm, annual amount is 1,02,000. i dnt have bank statement but i have salary slip for past one year, its very urgent can any one help me my contact no is 9962158758
sir, i am central govmnt employeee posted in barpeta assam. i want land loan from your branch.as my home town is gaya,so i want ……..sir please telll me.
mobile no-8011393837
dear sir,
please give me some information about personal loan
loan amout required :50,000
company : Noah’s laboratories
net salary: 6000
city: Thirupporur
mobil 9952030473
sir,
i am state government employee in revenue department in tamilnadu , i need 2.laksh personel loan my net salary is Rs.13600/- my contact no.9442940156
Sir,
I need the personal loan for Rs.2.00 lacs kindly help to get the loan
Thanking you
sir, I am swapna das . working in kpc medical college as a counsellor.i have salery account in sbi .i wants parsonal lone 150000 please give me this loan my mobile no. 9830574529
DEAR SIR
i am make new dairy farms so i need loan RS 500000 i apply loan bank of india alahapuram branch ariyalur dt tamil nadu so how to apply loan please can you give me information
Sir
I have an defence salary package A/C No.30903004406 from your bank. I want some personnel loan for Rs.300000/- from your bank. I serving in 814 CETC defence office. My office want certificate for no loan taken / no outstanding (previous) as on date against the same account. please forward the same . My office fax No is 01628 256382 & my cell no is . 09653060052.
Thanks.
Yours faithfully
Awadh Kumar Yadav
pls tell me any bank in bhuj for personal loan my salery is12500 and workig in asia motor works Ltd.
Dear Sir,
Now I am working in Saudi Arabia, I want personal loan for marriage perpose, what condition I have to fulfill for loan.
sir,
i am state government employee in Pandhayat Raj department in andhra pradesh , i need 2.5 laksh personel loan my net salary is Rs.14,000/- my contact no.9494047449
Reply
DEAR SIR, I AM VIJITH.V,I AM AN INDIAN ARMY EMPLOYEE,I WANT TO A PERSONAL LOAN OF FIVE LAKHS.MY CONDACT NO 08670857833 AND NOW I AM WORKING IN SIGNAL SECTION AT DARJEELING( WEST BENGAL) .
Sir,
I have salary account in HDFC BANK, SBI ,IDBI BANK AND ICICI BANK.
I need personal loan sir.Plse kindly tell me any contact number.
Regards,
Ramkumar(9789333522)
Sir
I have an defense salary package A/C No.30534109882 from your bank. I want some personnel loan for Rs.100000/- from your bank. I serving in Thriveni Earthmovers Pvt.Ltd,M/s-Serajuddin & Co. i have account and salary transaction in SBI-Janghira Branch my Salary per month Rs-12500/- i am interested to take a personal loan from SBI janghira branch so please kindly consider my request and i submit the required documents . my cell no is . 9439290661
Thanks.
Yours faithfully
Jayakrushna Sahoo