Personal Loan

Personal Loan Guide

Personal loan is not a secured loan which means it doesn’t need any collateral/security. It can be available for any personal use like expenditure of wedding, buying consumer durables and any purpose. The personal loan amount can be ranged from Rs. 50,000 to Rs. 20 lakhs and repaying duration of loan varies from one to five years.

Many of banks are providing low interest personal loans without any security. Interest rates varies across all banks based on your occupation, salary/income, transaction history etc. Normally loan interest ranges from 12% – 25%, you must go for that which bank offering low interest bank loans.

Personal loan eligibility

Eligibility criteria of personal loans criteria vary across all banks based on annual income, age, residence, loan amount and bank monthly transaction history.

Required Documents

The personal loan documentation process is faster than secured loan. The following documents are normally needed for processing your loan application in all banks. Some banks may ask you to submit some more documents.

  • Proof of identity
  • Bank transaction statements over 3 to 6 months
  • Proof of your residence
  • Salary slips (for employees)
  • Profit & loss account, partnership deed & other mandatory documents (for self employed)

38 Replies to “Personal Loan”

  1. sir, i am an employee of B S P (SAIL), AND i require a personal loan of 3 to 4 lakhs, my date of retirement is nov. 2021. contact no. 9479224761, and i am working in dalli rajhara mines.

  2. dear sir i am balveer singh rana `and i am from tehri garwal . and i have account in ganshali bank SBI. i am interrested for home lone from SBI i have NRE Acc. there . so pregently i am saudi Arabia in Hotel and montly i am getting 40000 thousand. so tell me detail pls .
    Balveer rana

    1. Dear sir,

      Plz give me some information about Personal loan

      Loan Amount Required : 2 lakh
      Company : ABG Cement limited
      Net Salary : 17250 per month
      Mobile No : 9687689377
      City : Nagpur (m/s)

  3. Dear sir,

    Plz give me some information about Personal loan

    Loan Amount Required : 1 lakh
    Company : Lokmat media limited
    Net Salary : 10000 per month
    Mobile No : 9579441688
    City : Nagpur (m/s)

  4. dear sir,
    please give me some information about personal loan

    loan amout required :50,000
    company : quantium courier
    net salary: 6500
    city: hisar
    mobile no:9992286326

  5. Sorry, Plz give me some information about Personal loan.

    Loan Amount Required : Fifty Thousand.
    Service : A Central Government Job Holder.
    Salary : Fifteen Thousand.
    Mobile No. 9831584834.
    City : Kolkata.

  6. To, 10-12-11
    The Bank Manager
    SBH-Marikal branch
    Marikal, Mahaboob nagar (Dist)

    Sir,
    Sub;- Requisation for personal loan request – reg

    Iam Mr Bangarappa.K working in IVRCL Ltd as a Sr Engineer i have account and salery transaction in SBI-Adoni branch iam getting Net salery Rs 39,250 pm iam interrested to take a personal loan from SBH-Marikal so please kindly consider my request and i submitt the required documents .

    Thanking you sir,
    K.Bangarappa

  7. dear sir ,
    my self binay prasad i need 600000 for home lone i have nre a/c in sbi haydrabad branch faridabad . last 5 years i am working in dubai my salries 30000 net. i need loan for 5 years.
    thanks
    binay prasad
    dubai

  8. sir,
    personal loan reqaired – 3 to 4 lakhs
    company name – intex techonologies india ltd
    net sailry per month-14000.00
    my contect no. 09919373777

  9. To,
    The Bank Manager
    SBI Kegeri branch
    Banblore-560060
    Sir,
    Sub;- Requisation for personal loan request

    Iam Mr Shashidhar.V working in Automedsystems Pvt Ltd as a Lab Manager i have account and salery transaction in SBI-Kengeri branch iam getting Net salery Rs 29,020 pm iam interrested to take a personal loan 2 lac from SBI Kengeri so please kindly consider my request and i submitt the required documents .

    Thanking you sir,
    Shashidhar.V
    09901692886

  10. dear sir,
    please give me some information about personal loan

    loan amout required :50,000
    company : caparo engineering india ltd
    net salary: 8500
    city: chennai
    mobile no:9600078995

  11. hi am radha krishnan from chennai am working in a private company i need a personal loan of Rs 50,000.00, my salary is 8,500 pm, annual amount is 1,02,000. i dnt have bank statement but i have salary slip for past one year, its very urgent can any one help me my contact no is 9962158758

  12. sir, i am central govmnt employeee posted in barpeta assam. i want land loan from your branch.as my home town is gaya,so i want ……..sir please telll me.
    mobile no-8011393837

  13. dear sir,
    please give me some information about personal loan

    loan amout required :50,000
    company : Noah’s laboratories
    net salary: 6000
    city: Thirupporur
    mobil 9952030473

  14. sir,

    i am state government employee in revenue department in tamilnadu , i need 2.laksh personel loan my net salary is Rs.13600/- my contact no.9442940156

  15. sir, I am swapna das . working in kpc medical college as a counsellor.i have salery account in sbi .i wants parsonal lone 150000 please give me this loan my mobile no. 9830574529

  16. DEAR SIR
    i am make new dairy farms so i need loan RS 500000 i apply loan bank of india alahapuram branch ariyalur dt tamil nadu so how to apply loan please can you give me information

  17. Sir

    I have an defence salary package A/C No.30903004406 from your bank. I want some personnel loan for Rs.300000/- from your bank. I serving in 814 CETC defence office. My office want certificate for no loan taken / no outstanding (previous) as on date against the same account. please forward the same . My office fax No is 01628 256382 & my cell no is . 09653060052.

    Thanks.

    Yours faithfully

    Awadh Kumar Yadav

  18. Dear Sir,
    Now I am working in Saudi Arabia, I want personal loan for marriage perpose, what condition I have to fulfill for loan.

  19. sir,

    i am state government employee in Pandhayat Raj department in andhra pradesh , i need 2.5 laksh personel loan my net salary is Rs.14,000/- my contact no.9494047449

    Reply

  20. DEAR SIR, I AM VIJITH.V,I AM AN INDIAN ARMY EMPLOYEE,I WANT TO A PERSONAL LOAN OF FIVE LAKHS.MY CONDACT NO 08670857833 AND NOW I AM WORKING IN SIGNAL SECTION AT DARJEELING( WEST BENGAL) .

  21. Sir,

    I have salary account in HDFC BANK, SBI ,IDBI BANK AND ICICI BANK.

    I need personal loan sir.Plse kindly tell me any contact number.

    Regards,
    Ramkumar(9789333522)

  22. Sir

    I have an defense salary package A/C No.30534109882 from your bank. I want some personnel loan for Rs.100000/- from your bank. I serving in Thriveni Earthmovers Pvt.Ltd,M/s-Serajuddin & Co. i have account and salary transaction in SBI-Janghira Branch my Salary per month Rs-12500/- i am interested to take a personal loan from SBI janghira branch so please kindly consider my request and i submit the required documents . my cell no is . 9439290661

    Thanks.

    Yours faithfully

    Jayakrushna Sahoo

  23. SIR,
    MY FATHER WANT TO LOAN ON HIS PROPARTY. BUT HE DON’T KNOW THAT HOW CAN GET LOAN BY BANK. HE WANT TO LOAN FOR START HIS NEW BUSINESS. PLZ SIR GIVE ME INFORMATION THAT HOW CAN HE GET LOAN BY BANK.
    MOB 9058882658

  24. personal loan reqaired – 2 lakhs
    company name – Emerson Design Engineering Center,Pune (Emerson Innovation Center)
    Net salry per month-17500.00 and bike EMI is 2362-
    My Contact no. +91 7757016663
    Please i want urgent required pL

  25. sir
    I want some personnel loan for Rs.200000/- from your bank. I serving in coal india ltd singrauli m.p. i have account and salary transaction in SBI-amlohri singrauli (m.p) Bcranch my Salary per month Rs-24500/- i am interested to take a personal loan from SBI amlohri branch so please kindly consider my request and i submit the required documents . my cell no is . 8962253726.

  26. Sir,
    I need the personal loan for Rs.2.00 lacs kindly help to get the loan

    Thanking you

  27. Sir

    I have an defense salary package A/C No.20054048032 from your bank. I want some personnel loan for Rs.2,00,000/- from your bank. I serving in M/s.Oasis Infrastructure Pvt Ltd .I have account and salary transaction in SBI-Ghatkopar Branch my Salary per month Rs-13,800/- i am interested to take a personal loan from SBI Ghatkopar branch so please kindly consider my request and i submit the required documents . my cell no is . 9769797742

    Thanks.

    Yours faithfully

  28. dear sir/madam
    i m sonu kumar s/o jai singh ,206nangla sher khan urf jain pur meerut
    i want a personal loan of three lac.now i m working sindhu bharat gas agency patla modinagar (u.p.)
    please help me.

    thanks & regards
    sonu kumar
    7417995971

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