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TATA AIG General Insurance Company Ltd., is a strategic alliance between Tata Group and American International Group. The company offers car insurance policy to protect your car against all kind of uncertainties such as accident, theft and natural calamities. With its umbrella of services, TATA AIG car insurance offers complete protection to your car against all kinds of damages. It offers coverage to your vehicle as well as the damages caused to the third party vehicle in the case of accident.
TATA AIG offers all processes regarding your car insurance policy from comparing, calculating, buying, renewing and claiming in online with easy steps. Let's take a deep look on TATA AIG car insurance!
What are the benefits of TATA AIG Car Insurance?
TATA AIG car insurance offers the following benefits to its customers.
- It offers 13 add-ons with which you can choose the one you want for your vehicle.
- It secures your vehicle against loss, theft and damage.
- It offers comprehensive coverage to your vehicle at attractive premium
- It involves simple, instant and super-quick online process.
- It offers 24 x 7 emergency assistance and cashless network garages.
- The policy includes personal accident cover to the owner-driver in the event of death or injury due to accident.
Why you need to choose TATA AIG Car Insurance?
Here are the reasons why need to buy car insurance from TATA AIG.
- TATA AIG has issued more than 1 crore policies last year
- More than 5 crore customers were served since inception
- It offers instant policy to the customers
- It has more than 5000 network garages
- It provides self-service options for your convenience.
What are the types of TATA AIG Car Insurance?
TATA AIG offers four types of private car insurance policies such as,
- Auto Secure
- 3-years Auto Secure
- 3-years Standalone Third-Party Long Term Auto Secure
- Bundled Auto Secure
Auto Secure:
This comprehensive policy provides complete coverage to your car. This policy is available for a period of one year.
3-years Auto Secure:
This comprehensive policy is available for a period of 3 years.
3-years Standalone Third-Party Long Term Auto Secure:
This is an independent third party liability policy which is available for a period of 3 years.
Bundled Auto Secure:
This policy provides third party liability cover for a period of 3 years and own damage cover which can be renewed annually.
What are the add-on features available in TATA AIG Car Insurance?
TATA AIG car insurance offers the following add-on features to its customers.
No Claim Bonus Protection Cover:
With No Claim Bonus protection cover, your No Claim Bonus will remain the same even after your claim in the current car insurance period. During your renewal period, TATA AIG will offer you the same expiring no claim bonus.
Roadside Assistance:
With roadside assistance cover, you will get roadside assistance anywhere. In roadside assistance, services such as towing services, flat tyre assistance, spare key retrieval, fuel support, battery jumpstart service, etc. are provided. All the services will be provided on best effort basis on condition that the vehicle should not be used for rallying, racing, etc.
Repair of Glass, Fibre, Rubber Parts and Plastic:
For repair of glass, fibre, plastic and rubber parts, TATA AIG is ready to help you. But it will not cover replacement and cost of painting.
Daily Allowance:
With daily allowance cover, TATA AIG will pay you the daily allowance for the expense of other hired modes of transport. Depending on your car insurance claim reason, this shall be payable for 10 to 15 days.
Emergency Transport and Hotel Expenses:
Emergency taxi fare and accommodation expenses will be covered in the case of accident or break down.
Key Replacement:
In case your car key is lost/stolen or if your car is theft, the key replacement cover will cover the cost of key replacement. It also includes labour cost for lock replacement.
Engine Secure:
The engine secure cover will protect your engine against damages by paying for the repair and replacement of internal parts of your car such as engine, gearbox, differential assembly and transmission. It also covers the expenses for lubricating oil and consumables but not for petrol.
Tyre Secure:
Tyre secure covers repair and replacement cost in the case of accidental loss or damage to your car's tyre and tubes.
Consumables Cost:
In the case of accident to the insured car, this will cover the cost of consumables needed to be replaced. The consumables include lubricants, engine oil, gear box oil, screw, nut and bolt, grease, distilled water, break oil, washers, oil filter, clip, air conditioner gas and other similar items. It does not include fuel.
Loss of Personal Belongings:
In the case of loss or damage to you and your family member's personal belongings like clothes, the loss of personal belongings cover will cover those expenses. This cover does not include money, jewels and any bank related things. This cover will be available only if the belongings are present in the car at the time of damage to the car.
Return to Invoice Cover:
If your car is met with total loss or constructive total loss due to accident or theft, this cover will reimburse the difference amount you receive and your car's invoice value.
Depreciation Reimbursement:
Under own damage claim, this cover will reimburse the deducted depreciation amount on the replaced parts' value. You can avail this benefit only for the first two claims.
What is covered in TATA AIG Car Insurance?
The following are risks are covered in TATA AIG car insurance.
- Comprehensive cover
- Loss/damage to the insured vehicle due to accident, theft, riot, fire, natural calamities, terrorist activity, etc.
- Third-party liability
- Personal accident cover for owner-driver in the case of death, permanent disability, loss of limbs or eyesight.
How to get a quick online quote in TATA AIG Car Insurance?
To get instant quote in TATA AIG car insurance in online, just follow the simple steps given below.
Step 1: Visit the official website of TATA AIG Car Insurance
Step 2: On the home page, enter your car registration number and click 'Get Price'
Step 3: On the next page, select your car's brand name, car name and variant. Then click 'continue'
Step 4: Then enter the month and year of purchase, previous policy expiry date and mobile number. Click 'See Price'
Step 5: Select the insurance plan for your car and check price.
How to buy TATA AIG Car Insurance Policy in Online?
To buy TATA AIG car insurance policy in online, you need to follow the simple steps given below.
Step 1: Visit the official website of TATA AIG Car Insurance
Step 2: On the home page, click the self-service button on the top.
Step 3: Log in using your email id or mobile number.
Step 4: Enter the OTP sent to your email id or mobile number and click 'Verify'
Step 5: In the user registration page, enter your name, mobile number, email id and date of birth.
Step 6: Then enter your car's registration number and click 'Get Price'
Step 7: Then enter the month and year of purchase, previous policy expiry date and mobile number. Click 'See Price'
Step 8: Select the insurance plan for your car and make payment to get the policy instantly.
How to renew TATA AIG Car Insurance Policy in Online?
To renew your existing TATA AIG car insurance in online, just follow the procedures given below.
Step 1: Visit the official website of TATA AIG Car Insurance
Step 2: On the home page, enter your car registration number and click 'Renew Existing TATA AIG Policy'. If you don't know your car registration number, enter your 10-digit policy number. Then click 'Renew'.
Step 3: Enter your existing policy details and make payment to renew your expired policy.
What are the documents required to claim TATA AIG Car Insurance?
In order to claim TATA AIG car insurance policy, you need to submit the following documents.
- A copy of policy document
- FIR copy in the case of accident/theft
- Car registration certificate
- Driving Licence
- Pollution Under Control (PUC) certificate
- Identity proof
How to register claim in TATA AIG Car Insurance?
To claim your TATA AIG car insurance policy, you need to register your claim in online.
Step 1: Visit TATA AIG claim register service
Step 2: In the claim registration page, select 'Individual' and then select 'Motor'. Then enter your personal details, driver details and policy details. Then click 'Submit'
You can also register your claim by calling the TATA AIG toll-free number 1800-266-7780 or just type 'Claims' and send it to 5616181 via SMS. Once you have registered your claim, you will receive a call in one hour. After receiving all necessary documents from the policyholder, the company will settle the claim within 7 days.
What are the procedures involved in TATA AIG claiming process?
The procedures involved in TATA AIG claiming process are given as follows.
- Once you have registered your claim, the claim representative will reach the destination for survey.
- After examining the car, the representative will mark all the damages and prepare a report.
- The insurer will verify the survey report according to the policy terms.
- Upon successful verification, the insurer will approve your claim.
- Upon approval of your claim, the whole amount will be settled to you as soon as possible.